Read your bank statementlike an analyst.
Upload a PDF. Get a categorised breakdown, a recurring-charge audit, and concrete cuts ranked by annual impact. Reports stay saved to your account.
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Every line, categorised
17 spend categories, automatic. Click any to filter the ledger.
Concrete cuts, ranked
Insights cite specific merchants and quote annual savings figures.
History, kept private
Reports save to your account. Open, compare, delete — only you see them.
€0 in annual savings,
surfaced in one month.
What Ledger pulled out of a single 34-transaction statement. No vague advice — every insight cites the line items it's built on.
Food delivery is eating an entire weekend per month
24 delivery orders for €412 — averaging €17.20 per order, mostly on weekday evenings. Reducing to twice weekly at the same ticket would save roughly €175 each month.
Restaurant spend rivals groceries
€367 across 18 restaurant visits, against €386 spent on groceries. The ratio suggests cooking is the exception, not the rule.
Subscription drift is real
Nine recurring charges totalling €184.50, including two streaming services billed within four days of each other and a fitness app last opened in February. A 15-minute audit could remove three.
That's the level of audit you get on every report.
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